Home insurance

Insurance services

Protect your home

A home is one of the most important purchases you will ever make. It’s only natural that you want it well protected. What would you do if you lost your home in a fire? If a tree fell on your house, if someone was injured on your property, or if you injured someone while playing a sport? If water leaked or your water heater lost its contents?

At Bourgon, your broker is there to answer your questions and demystify the terms and clauses of an insurance contract.

  • Co-Owner Insurance

    Do you live in a condo? What property should you insure? What property is excluded from insurance coverage? What risks are covered? Is the building insured for sufficient value? What is Syndicate liability insurance? What is Equipment Breakdown Insurance?

    Contact us. We have the answers to your questions.

  • Tenants Insurance

    Why get tenants insurance if you have just a few pieces of furniture?

    By taking a quick inventory of your belongings: food, dishes, clothing, household items, decorative items, would you be able to buy everything back quickly without busting your budget?

    You could also be the victim of another tenant’s carelessness in your building. Would he or she be able to compensate you if your belongings were lost in a fire caused by that tenant? How many times have you seen a news story about tenants in a building who lost everything in a fire caused by their own carelessness – a pan full of oil left unattended on the stove at 2 a.m., or a candle forgotten by the tenant next door?

    Tenant insurance is more important than you think! Contact us for more information.

  • The cost of home insurance

    Several factors influence the cost of home insurance:

    • The address of the residence;
    • The year of construction;
    • The cost of reconstruction;
    • Your occupation/profession;
    • The heating system;
    • If there is a pool or spa, an alarm system;
    • If there are professional or commercial activities on the premises;
    • Your credit score;
    • Your claims history.